Specifics of Compliance Risk Management in the Integration of Internet of Things Technologies into Corporate Banking Infrastructure

Agarwal Aditya

Citation: Agarwal Aditya, "Specifics of Compliance Risk Management in the Integration of Internet of Things Technologies into Corporate Banking Infrastructure", Universal Library of Engineering Technology, Volume 03, Issue 02.

Copyright: This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

Abstract

The article examines the specific features of compliance risk management in the integration of Internet of Things technologies into corporate banking infrastructure amid deepening digital transformation. The relevance of the study is that the implementation of IoT in the banking environment expands the possibilities for monitoring, control, and operational resilience, while simultaneously creating new regulatory vulnerabilities related to data confidentiality, cybersecurity, transparency in information processing, and dependence on external providers. The purpose of the article is to identify the distinctive characteristics of compliance risk management in a distributed IoT environment and to substantiate approaches to its construction within corporate banking infrastructure. The scientific novelty of the work lies in interpreting compliance risk as an integrative, multilayered category in which technological, legal, operational, and reputational tensions converge. It is concluded that effective management of such risks is possible only within the logic of continuous control throughout the entire life cycle of IoT solutions, including early vulnerability identification, access regulation, logging, monitoring, auditing, vendor assessment, and personnel training. The article will be useful for researchers, banking managers, compliance specialists, information security professionals, and experts in digital transformation.


Keywords: Corporate Banking, Internet of Things, Compliance Risk, Digital Transformation, Cybersecurity.

Download doi https://doi.org/10.70315/uloap.ulete.2026.0302008